These Terms and Conditions govern participation in the QCMD Marketing Business Associate and Affiliate Marketing Programme.

1. DEFINITIONS

“QCMD Marketing” refers to QCMD Marketing Pty Ltd and QCMD Marketing Ltd, operating under the QCMD Marketing brand, as applicable to the relevant product, service, territory or transaction.

“Business Associate”, “Affiliate” or “Affiliate Marketer” refers to an individual or approved entity accepted by QCMD Marketing to promote approved QCMD products, services or opportunities and potentially earn commissions from qualifying referrals.

“Sub-Affiliate” refers to a Business Associate participating under another Business Associate within an approved QCMD multi-tier affiliate structure. A Sub-Affiliate remains a Business Associate and Affiliate Marketer of QCMD Marketing and is subject to these Terms and all applicable QCMD policies. The term describes the participant's position within an affiliate hierarchy and does not create a separate employment, agency or partnership relationship.

“Programme” refers to the QCMD Marketing Business Associate and Affiliate Marketing Programme and any approved campaigns operated within it.

“Campaign” refers to a particular QCMD affiliate campaign to which a Business Associate has been enrolled.

“Product” refers to any product, service, subscription, SaaS solution, digital product, training programme or other approved offering made available by QCMD Marketing for promotion through the Programme.

“Commission” refers to referral-based compensation that may become payable to a Business Associate for verified qualifying transactions in accordance with the applicable Campaign Commission Schedule.

“Commission Schedule” refers to the commission structure applicable to a particular Campaign, Product, Business Associate or approved affiliate tier.

“Platform” refers to the technology, CRM, affiliate management, tracking, communications and related infrastructure used or operated by QCMD Marketing to administer the Programme.

2. ACCEPTANCE OF TERMS

By applying for, registering for or participating in the Programme, the Business Associate confirms that they have read, understood and agreed to these Terms and Conditions and all applicable referenced policies.

Participation is subject to acceptance and approval by QCMD Marketing.

Submitting an application does not automatically guarantee acceptance, activation, commission eligibility or any particular affiliate status.

Where QCMD Marketing requires a separate Business Associate Agreement, verification process or supporting documentation, the Business Associate must complete those requirements before becoming fully approved for payouts.

If the applicant does not agree to these Terms, they may not participate in the Programme.

3. ELIGIBILITY AND VERIFICATION

Business Associates must be at least 18 years of age and legally capable of entering into the applicable contractual relationship.

Business Associates must provide accurate, current and truthful information.

QCMD Marketing may require reasonable identity, residential or business address, banking, payment, tax or business-registration information for verification, contracting, compliance or payout purposes.

QCMD Marketing may place an account or commissions on verification or payout hold until required information or documentation has been satisfactorily provided.

Providing false, misleading or fraudulent information may result in rejection, suspension or termination.

4. INDEPENDENT BUSINESS ASSOCIATE RELATIONSHIP

Business Associates operate as independent contractors.

Nothing in these Terms creates an employment, partnership, joint venture, franchise or agency relationship between the Business Associate and QCMD Marketing.

Business Associates have no authority to enter into agreements, make commitments, incur liabilities or make representations on behalf of QCMD Marketing unless expressly authorised in writing.

5. COMMISSION STRUCTURE

The Programme may operate using once-off, recurring, percentage-based, flat-rate, multi-tier or other approved commission structures.

Commission structures may differ between Products, Campaigns, affiliate tiers, territories or approved Business Associates.

The applicable commission amount, recurring period, qualification requirements and other conditions will be communicated through the relevant Campaign Commission Schedule, affiliate dashboard, Business Associate Agreement or other written QCMD communication.

A Business Associate may earn commissions from their own qualifying referrals and, where expressly permitted by an approved multi-tier Campaign, may also earn applicable commissions arising from qualifying activity generated by approved Sub-Affiliates.

No Business Associate has an automatic right to recruit Sub-Affiliates or receive multi-tier commissions unless that functionality has been approved by QCMD Marketing and enabled within the relevant Campaign.

Commissions are earned only on qualifying transactions that are successfully received, tracked, verified and approved by QCMD Marketing.

Recurring commissions apply only for the period specified by the applicable Campaign and only while the underlying customer remains active, paid and otherwise qualifying.

QCMD Marketing does not guarantee any minimum level of commissions, referrals, customers, income or business results.

6. TRACKING, ATTRIBUTION AND QUALIFYING TRANSACTIONS

Business Associates must use their QCMD-issued referral links, tracking links, QR codes or other approved attribution methods.

QCMD Marketing's tracking and affiliate-management records will be used to determine referral attribution, subject to reasonable investigation where a tracking dispute is reported.

A click, lead, application or referral does not by itself create a commission entitlement.

Commission eligibility arises only when the applicable qualifying transaction and Campaign requirements have been satisfied.

Business Associates may not manipulate tracking, create artificial referrals, self-refer where prohibited, interfere with another Business Associate's attribution or otherwise attempt to obtain commissions improperly.

7. SUB-AFFILIATES AND MULTI-TIER PARTICIPATION

Where a Campaign permits Sub-Affiliates, QCMD Marketing may allow a Business Associate to introduce, recruit or participate above other approved Business Associates within a multi-tier affiliate structure.

Every Sub-Affiliate must independently satisfy QCMD Marketing's application, acceptance, compliance and verification requirements.

A Sub-Affiliate is a Business Associate of QCMD Marketing and is not an employee, agent or contractor of the referring Business Associate merely because they appear beneath that Business Associate within an affiliate hierarchy.

The referring Business Associate may not make unauthorised promises regarding acceptance, commissions, earnings, territories, products or QCMD contractual terms.

Multi-tier commissions apply only in accordance with the relevant Campaign Commission Schedule and QCMD's recorded affiliate hierarchy.

QCMD Marketing may modify, correct or reassign an affiliate hierarchy where necessary to correct errors, fraud, duplicate records, incorrect attribution or administrative issues.

8. CHURN, REFUNDS, CLAWBACKS AND REVERSALS

Where a customer payment is refunded, reversed, disputed, charged back, fraudulent, cancelled or otherwise becomes non-qualifying, the associated commission may be cancelled, withheld or reversed.

Where a commission has already been credited or paid, an appropriate adjustment may be deducted from future commissions where permitted by applicable law and the relevant Campaign rules.

Recurring commissions cease when the underlying customer ceases to meet the applicable recurring commission requirements.

9. PAYOUT REVIEW AND PROCESS

All commissions remain subject to verification and approval before payout.

QCMD Marketing may review referrals, transactions, customer status, refunds, chargebacks, tracking information, compliance and other relevant information before approving commissions.

QCMD Marketing may place commissions on hold while an investigation, verification process, contractual requirement or compliance review remains outstanding.

Payout timing and available payout methods will be determined by the applicable Campaign or QCMD Payout Policy.

Business Associates are responsible for supplying accurate payout and banking/payment information.

No payout is due merely because an amount appears as pending, estimated or tracked within an affiliate dashboard.

10. TAX RESPONSIBILITY

Business Associates are responsible for determining, declaring and paying any taxes, duties or other statutory obligations applicable to their commission income in their respective jurisdictions.

QCMD Marketing does not provide individual tax advice.

11. MARKETING AND PROMOTIONAL RESTRICTIONS

Business Associates may not:

make false or misleading income claims or earnings guarantees;

guarantee customers, employment, business success or financial results;

misrepresent QCMD Marketing, a Product or the Programme;

offer unauthorised discounts, rebates, bonuses or incentives;

use false, fabricated or misleading testimonials;

impersonate QCMD Marketing, its directors, employees or authorised representatives;

make unauthorised legal, financial, regulatory or accreditation claims;

use deceptive, misleading, unlawful or unethical marketing practices; or

alter QCMD-approved marketing materials in a manner that creates misleading claims.

Business Associates must make appropriate affiliate disclosures where required by applicable law or platform rules.

Only QCMD-approved branding, claims and marketing materials may be used where QCMD requires such approval.

12. PAID ADVERTISING

Business Associates may use paid advertising to promote approved QCMD Products and Campaigns, provided that such advertising complies with these Terms, applicable advertising laws, platform policies and QCMD's current Paid Advertising Policy.

Business Associates may advertise using generic, non-branded marketing concepts and keywords without obtaining individual campaign approval, unless QCMD Marketing has specifically designated a Product, Campaign, territory or advertising channel as requiring prior approval.

Business Associates may not, without QCMD Marketing's prior written permission:

bid on QCMD Marketing, QCMD, QCMD product names, trademarks, brand terms, misspellings or confusingly similar terms;

run advertising designed to compete with, intercept or displace QCMD Marketing's own branded advertising;

present themselves as QCMD Marketing or create the impression that their advertisement, website, social media account or landing page is an official QCMD Marketing property;

use QCMD-owned domains or misleading variations of QCMD domains in advertising;

use unauthorised QCMD logos, trademarks, advertising creatives or brand assets;

make income guarantees, misleading earnings claims or other representations prohibited by these Terms;

advertise unauthorised discounts, bonuses, coupons or promotional offers; or

engage in ad hijacking, cookie stuffing, deceptive redirects or other methods intended to manipulate affiliate attribution.

QCMD Marketing may designate particular campaigns, advertising channels, keywords, territories or promotional methods as restricted or subject to prior approval where reasonably necessary to protect its brand, customers, advertising accounts or affiliate ecosystem.

Business Associates are responsible for their own advertising expenditure. QCMD Marketing does not guarantee that paid advertising will generate leads, customers, commissions or a positive return on advertising spend.

QCMD Marketing may require a Business Associate to amend or discontinue advertising that breaches these Terms, applicable law, platform requirements or QCMD brand standards.

13. REPUTATION, ETHICAL CONDUCT AND BRAND PROTECTION

Business Associates must conduct their promotional activities lawfully, professionally and ethically.

Fraud, deliberate misrepresentation, unlawful conduct, serious regulatory breaches, misuse of the QCMD brand or conduct materially damaging to the Programme may result in suspension or termination.

14. DATA ACCESS AND PRIVACY

Business Associates may receive limited access to referral or lead information where required for the operation of an approved Campaign.

Such information may be used only for authorised Programme purposes.

Business Associates may not unlawfully sell, disclose, export, distribute or misuse personal information obtained through QCMD systems.

All parties must comply with applicable privacy and data-protection legislation, including POPIA, GDPR and other applicable requirements.

The QCMD Privacy Notice provides further information regarding QCMD's handling of personal information.

15. TRACKING AND MONITORING

QCMD Marketing may use referral tracking, cookies, campaign attribution, engagement monitoring and other reasonable technologies to administer the Programme.

Participation in the Programme acknowledges the use of these systems subject to applicable privacy and data-protection requirements.

16. SUSPENSION AND TERMINATION

QCMD Marketing may investigate suspected breaches and, depending on the circumstances, issue a warning, place commissions on hold, suspend participation or terminate a Business Associate from the Programme.

Fraud, deliberate tracking manipulation, serious misconduct or material breaches may result in immediate suspension or termination.

Termination does not affect commissions that had already become properly earned and legally payable before the effective termination date, subject to legitimate refunds, chargebacks, reversals, fraud investigations and other applicable adjustments.

Any right to future recurring or multi-tier commissions following termination is governed by the applicable Business Associate Agreement, Campaign Commission Schedule and termination provisions.

17. DISPUTES AND COMMISSION QUERIES

Commission or attribution queries must be submitted to QCMD Marketing in writing within the period specified by the applicable Payout Policy or Campaign rules.

QCMD Marketing will investigate the relevant tracking, transaction and account records and communicate the outcome.

Nothing in these Terms removes any statutory or other legal rights that cannot lawfully be excluded.

18. GOVERNING LAW AND JURISDICTION

The governing law, jurisdiction and dispute-resolution provisions applicable to a Business Associate may depend on the QCMD contracting entity, the Business Associate's jurisdiction and the applicable Business Associate Agreement.

Where a separate Business Associate Agreement specifies governing law or dispute-resolution procedures, that agreement will apply.

19. MODIFICATIONS

QCMD Marketing may amend these Terms from time to time to reflect changes to the Programme, Products, technology, legal requirements or operating procedures.

Material changes will be communicated through reasonable means.

Continued participation following the effective date of updated Terms constitutes acceptance to the extent permitted by applicable law.

20. ORDER OF PRECEDENCE AND ENTIRE AGREEMENT

These Terms operate together with the applicable:

Business Associate Agreement;

Campaign Commission Schedule;

Code of Conduct;

Payout Policy;

Privacy Notice;

Paid Advertising Policy; and

other policies expressly incorporated into the Programme.

Where a specific Business Associate Agreement or Campaign Commission Schedule contains approved terms that differ from these general Terms, the more specific written terms will govern that particular arrangement to the extent of the inconsistency.

No Business Associate may rely on an unauthorised verbal representation that conflicts with QCMD Marketing's written terms.

END OF TERMS AND CONDITIONS

Version: September 2026